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The model has passed the dimensional consistency test, the structural test, and the historical test. According to the data availability and the historical tests, the number of insured medical insurance by urban employees in population factors and the per capita disposable income of urban residents in economic factors are selected for the simulation data. By comparing the data of the medical insured population of urban employees and per capita disposable income of urban and rural residents in the yearbook of Xiamen Special Economic Zone (2012-2019), the historical test of the model was carried out. The average error between the actual data and the simulation data is 0.67% (Table 2). Within a reasonable range, the model is highly fitting, effective, and reasonable.

Historical test.

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